Disease-specific insurance cover is now available, much to the relief of people who longed for cancer care or cardiac care policies that address their needs.
Star Health Insurance offers a new cardiac care policy and Max Life Insurance provides a cancer insurance cover. Both policies have hit the market.
Highlights of Star Health cardiac care policy:
*This policy is for persons who have undergone for the first time the named surgery / inter
vention / correction for the existing Cardiac diseases.
*This policy has two Plan options – Gold Plan and Silver Plan
*Silver Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate surgery/intervention
*Gold Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate medical management, surgery/intervention.
*Under both the Plans regular hospitalization is covered under Section 1 and all Cardiac related ailments are covered under Section 2.
*Out Patient Benefit is available
*Personal Accident: Accidental Death Cover
*No Pre acceptance medical screening.
405 day-care procedures covered.
Highlights of Max Life Cancer insurance cover
* A Comprehensive cancer insurance plan covering all stages of cancer
* Lump sum Payouts to cover medical expenses across all stages
*Waiver of premium for entire policy term in case diagnosed with CiS or Early Stage CancerIncome benefit for 5 years in case diagnosed with major stage cancer along with lump sum
*Indexation of Sum Insured : Sum Assured to increase by 10% (simple rate) for every claim free year upto a maximum of 150% of your base Sum Insured
