MUMBAI:
A digital-first at the core, IndusInd Bank, with a vision to transform the banking experience for its customers has introduced a first-of-its-kind comprehensive digital lending platform – IndusEasyCredit. The platform offers a fully digital end-to-end process that leverages the power of India’s public digital infrastructure – ‘Indiastack’ to enable both existing and non-IndusInd Bank customer to apply for personal loans and credit cards in a paperless, presence less and cashless manner.
The KYC which is only applicable for non-IndusInd Bank customers also happens through video thereby making the complete process simple, hassle-free and from the comfort of the home. Currently, customers can apply for the ‘IndusEasyCredit’ facility through the Bank’s website. It will also be made available shortly on IndusMobile, the Bank’s mobile banking application.
IndusEasyCredit for:
• Personal loan
• Credit Card
Steps for instant personal loan for existing as well as non-IndusInd Bank customers:
• Complete e-KYC and provide basic details to check eligibility (only for non-IndusInd Bank customers)
• Select the amount from pre-approved loan offer as required. Accept the auto populated interest rate, processing fee and EMI amount
• Complete Video KYC (only for non-IndusInd Bank customers)
• Authenticate the request for enabling instant money credit into their account, after digitally signing the agreement
• The money gets transferred to the customer’s account instantly on completion of this procedure
Credit card for existing as well as non-IndusInd Bank customers:
• Complete e-KYC and provide basic details to check eligibility (only applicable for non- IndusInd Bank customers)
Customers will get the pre-approved offer
• Select the desired IndusInd Bank Credit Card product
Complete Video KYC (only applicable for non-IndusInd customers)
On completion of Video KYC, the said card is dispatched to customer
